Every homeowner and homebuyer is different — different income types, different credit scores, and different life goals. While there are “out-of-the-box” mortgage solutions offered by many Canadian mortgage lenders, we first take the time to understand your income, credit and homeownership & financial goals and customize a mortgage solution to your specific short-term and long-term goals. One size doesn’t fit all when it comes to your mortgage.
Our mission is to provide Canadians with unbiased and expert mortgage advice with better rates, better terms and a better mortgage commitment.
A mortgage broker has access to many more mortgage solutions and interest rates than any particular bank.
One of the main advantages of using a mortgage broker vs the bank is that mortgage brokers can shop with many lenders and banks with a single credit check. This is important to preserve your credit score.
When homeowners & homebuyers apply for a mortgage directly with their bank, they only have access to rates and programs offered by that individual bank.
Yes, as a mortgage brokerage we have access to top Canadian Banks and mortgage lenders.
Oftentimes, we are able to get a better interest rate from your own bank, with unpublished special promotional offers only offered through a mortgage broker.
Yes, we have a dedicated commercial mortgage team, specializing specifically in commercial mortgages, construction financing, and land development.
Yes, we welcome homeowners and homebuyers with all credit histories. Whether you have good or bad credit, we have a lender and a mortgage solution for your specific situation.
Yes, we have a special bank statement mortgage program designed specifically for self-employed, and contract/subcontracted individuals, who don’t declare a high amount on their tax returns.
We have dedicated lenders & mortgage underwriters, who are committed to fast turn-around times and funding. For rush mortgages, we can accommodate a 24-hour approval & 48-hour closing. (Conditions may apply)